PinjamLink-Langgeng Cash 1.0.1

The following outlines the key information concerning the loan products recommended by PinjamLink:

• Online Cash Loans: IDR 300,000 - IDR 5,000,000 (Recommended loan products fall within this range)
• Duration: 91-365 days (Minimum duration is 91 days and maximum is 365 days)
• Interest: The maximum annual interest rate does not exceed 20% (no additional fees)

Product Calculation Method:

• Select loan product duration: 120 days (4 months)
• Total amount for loan application: IDR 4,000,000
• Daily interest rate: 0.05%
• Other fees: None
• Monthly interest payment: IDR 4,000,000 * 0.05% * 30 = IDR 60,000/month
• Total monthly repayment: IDR 4,000,000 / 4 months + IDR 60,000 = IDR 1,060,000
• Total interest cost: IDR 60,000 * 4 months = IDR 240,000
• Total amount due for repayment: IDR 1,060,000 * 4 months = IDR 4,240,000

As a financial product recommendation platform, this application does not directly engage in the lending process. Information such as loan amounts and durations displayed in the app are sourced from partner institutions. Actual loan terms may vary based on user credit scores, regional factors, and other criteria. The platform operates under a cooperative model with financial institutions and facilitates loan applications through the app while recommending users to third-party lenders.

Loan Application Requirements:

• Citizens of Indonesia aged 18-55
• Possess a valid national identification card (KTP)
• Have a local personal bank account
• Maintain a stable income and possess a permanent phone number

The following are steps to utilize the online loan application service:

• The application process is conducted online: from app installation to personal data entry, data verification, credit scoring determination, and fund access through an online system.
• Simplified and accessible application requirements: The requirements for this type of loan are relatively straightforward, typically just requiring adequate income along with age profile and personal data information.
• No collateral or credit card required: Loans can be applied for without the need for collateral or prior credit card ownership.

Diverse Payment Methods Offered: The platform facilitates payments by collaborating with several reputable banks and financial institutions in Indonesia. Users can conveniently pay through transfers, mobile banking, online banking, e-wallets, or convenience stores across the country.

Advantages of Choosing PinjamLink:

• Simplified funding process
• Transparent interest rates allowing users to compare various loan products
• User data is securely protected
• Users can apply for loans online at any time

Contact Us:
If you require further information, please reach out to our customer service:
Monday to Friday: 08:30 - 19:30
Saturday: 09:00 - 15:00
Email: [email protected]
Main Office: P639+43, Andoolo Utama, Kec. Buke, Kabupaten Konawe Selatan, Sulawesi Tenggara, Indonesia